We understand, buying a new (or used) car is a pertinent milestone that can be both daunting and exhilarating. It is not every day that one makes such a long-term and potentially life-changing purchase. Sure, the monetary investment is intimidating in itself, but you also have several other decisions to make. How do you effectively finance your new vehicle; which car is best suited for you; and, how will you know that you are getting a good deal?

Fortunately, you do not have to let these unanswered questions keep you awake at night. Distinguished resources, such as our Auto Purchase Assistance Program, are available to guide you through your car-buying journey.

Make Way for an Additional Monthly Payment

Before you begin daydreaming about hitting the road with your pristine new car, make sure that you are ready to welcome a new monthly payment with open arms. That means having your monthly living expenses covered, and then some. Building up your savings for a down payment can ease both the leasing and auto financing expenses – something to consider when determining whether or not you’re at an appropriate level of financial preparedness. Still not sure if you are ready to leap? Our experienced professionals have the tools and expertise to help you make a financially-sound auto financing decision.

To Lease, or Not to Lease?

The age-old question still stands: do I buy, or lease? This can depend on a variety of factors; for example, mileage. Going above the mileage limit on a leased vehicle will likely rack up some extra charges when the agreement terminates. If you’ve got a long commute, you might want to consider buying a car instead. Otherwise, be prepared to dish out a little extra cash each month for your car’s lease. Not to mention, leasing a car comes with different fees and expenses than buying a car, so it is important to do your research. If you are still struggling to make a decision, we’ve got the resources to help point you in the right direction.

Shop ‘Til You Drop!

Sometimes, research can be kind of fun. In the case of buying a car… well, it can be a bit of a mixed bag. The fun part is typically comparing the vehicles themselves. There are a ton of great resources out there that allow you to compare various makes and models. You will want to get a good grasp on what kind of vehicle best fits your lifestyle before you head to your local dealer, and sites like Yelp are a great way to see your top-rated local dealers. And, do not forget the importance of shopping for the best financing options and car loans.

You will want to know the difference between direct lending and dealership financing, but don’t stop there! Make sure you are sniffing out the best deals, and don’t forget that you’ll need to sharpen your negotiating skills to land the best auto financing deal possible. If you are feeling overwhelmed, we can help you pinpoint an auto financing option that best suits your needs.

It is okay to be a little fearful before buying a vehicle.

Even seasoned car-buying veterans find parts of the process to be confusing and inefficient, but rest assured: you can take comfort in knowing that you do not have to go it alone. Our Auto Purchase Assistance Program is designed to bring you top-tier recommendations and advice.
Whether you are on the fence about financing, intimidated by the hundreds of thousands of loan options on the market, or simply unsure of where to start, our experts have got your back.