Buying a home is one of the most complex financial processes you will ever go to, and it helps to have professionals like us guide you through that process.

We provide a start-to-finish assistance program that helps you with everything from fixing your credit to sealing the deal on a brand new home. Here are the ways we serve you during such a nerve-wracking time:

Credit Solutions

The first step to buying a home is to check your credit and resolve any issues that may be damaging your Home Buyer’s Credit Score. That score is the biggest factor in whether or not you’re given a loan substantial enough to purchase the home you truly want. We personally analyze your credit score and find different areas that may be inaccurate to quickly fix your score and secure better loan options for you, but we can also help guide you through the process of repairing credit that is legitimately damaged. This process needs to be started early in case your credit is damaged. We recommend contacting us at least six months before you actually look into purchasing a home so we can resolve potential issues in a timely manner.

Evaluate Your Finances

When you apply for a loan, the firm you apply through will want to know the exact state of your finances. They will want to know what you make, what you owe each month, how much money you have left over, and everything in between.

We recommend spending a few months tracking your finances to the penny so you can bring that information to the firm you apply through, but you can also have us guide you through it to ensure that you are prepared when it is finally time to apply for a loan. If you do it entirely on your own, there is a good chance you miss something vital.

Determine Your Potential Loan Amount

You need to know how much you can expect to see from a loan before you actually apply for one. That will let you know what price range you can reasonably look in for a home, and it will allow you to be more prepared when negotiating the loan.

The general rule of thumb is that you shouldn’t spend more than 28% of your monthly income on housing costs, but it fluctuates and is affected by multiple factors. We can accurately determine the type of loan you’re likely to receive for you, and it is a basic part of our program.

Acquiring a Down Payment

Pulling ten or more thousand dollars out of your pocket at a moment’s notice is difficult. It does not matter who you are. So, you will likely have to spend a long time saving to afford a down payment on a loan, and even then, it might not be enough.

Don’t worry, though. We can help you access federal and state-level grants and assistance loans that are interest free, sometimes forgivable, and designed to help first-time home buyers

Call On The Best

We are experienced in this type of work, and we are dedicated to getting the best results for our clients. When you go to purchase a home, call us, and allow us to walk you through the nerve-wracking process. **